Brown Bag Session on Finance with Spirituality

Article/News by: Monica Noscal
Date Posted: December 7, 2017

Fourteen students from different courses attended the "Spiritual Finance Session" conducted by Mr. Arnel L. Cadeliña MBA, RREA on November 29, 2017 at Sacred Heart College's Audio Visual Room 1.

The session starts with a prayer by Mitchelle Zarsuela's and the introduction by Mr. Cadeliña on what is happenings in the corporate world such of overemphasis in profit maximization (in expense of the society) and the misconception of "greed is good." In addition he added that people nowadays handle their finances with less and less spirituality.

"Spirituality includes a sense of purpose, a sense of opportunity, a sense of community, a strong family ethic, a strong work ethic, and high self-esteem," said Mr. Cadeliña “and these things should be present in our ways of handling money”. Therefore, we should be aware of our purpose in this world. He mentioned that earning money is not "bad" but we are to share it, and this is our purpose. We should always recognize and never squander opportunities when these are given to us. The betterment of the society should be considered once we start earning money. We should display ethical behaviors in both family and work settings. Lastly, we should believe in our abilities and talents in order to fulfill our purposes in our lives.

According to Mr. Cadeliña, in order to further develop our spirituality in handling finances, we should follow three steps. First, we must acknowledge that "God owns it all," including our money, properties, talents and even our relationships. In this sense, we should forget our notions such as equating success with car ownership, having a high political position, possession of huge properties and so on. These are most of the times untrue, especially when these are obtained through dishonest ways. Everyone, especially the authorities who have access to public funds, should handle money honestly. As mentioned, God owns our money, properties, talents and relationships. Therefore, we are to take care of these.

Second, we must practice good stewardship. We glorify God by spending His resources properly. In making decisions and taking actions, we should ask ourselves if these will glorify God; otherwise, He may disclaim the resources He entrusted to us. Third, we should be contented of what we currently possess. This simple principle is becoming a cliché, yet people still find it difficult to practice. They sometimes resort to committing crimes; those who have access to public and private funds spend these funds for personal purposes. For us to be guided, we should: spend less than what we earn, avoid the use of debt as much as possible, build liquidity, save for the long-term and learn to give generously. These rules, Mr. Cadeliña noted, are not his own rules but these originated from various Proverb verses.

In brief, the three essential steps that every spiritual person should follow in handling their finances and other people's finances are acknowledging that God owns everything, practicing good stewardship and being contented of what we currently have. Mr. Cadeliña ended the session by reminding everyone that we should follow these steps in our daily lives and keep in mind that we can be successful and spiritual at the same time. As consumers, we should only purchase products that are natural, eco-friendly and cruelty-free. As business people, we should pursue the businesses that we dream of but we should keep a harmonious relationship with the environment.

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