Google    shc.edu.ph  


#UPSURGE FINANCE ver 2.0

Article/News by: Angelina T. Agayon, Denzel Avery Villaflores, Monica Paola Noscal, Rea Landoy, and Kimberly Talisic
Date Posted: March 08, 2018



The Junior Financial and Investment Executives (JFINEX) of Sacred Heart College conducted their second Upsurge Finance seminar with the theme “Upgrading Financial Performance, Surpassing Behavior Expectations, Generating New Ideas for Millennial” last February 24, 2018 at Sacred Heart College’s Hermana Fausta Hall. The Finance seminar, participated in by Finance majors of different schools in Lucena City, started with an opening prayer by Ms. Avi Daco and the opening remarks by Dr. Luzviminda G. Calzado.

Ms. Chary Jaca, the first speaker, a Process Associate in Boutique Outsource Solutions, Former Content Analysis in Thomson Reuters in Taguig City, and Former President of Junior Financial and Investment Executives (A.Y. 2016-2017) in Sacred Heart College, talked about “Professionalism in the Financial Industry”. She shared her early work experiences and gave insights of the Finance industry. Ms. Jaca added that new graduates should pay attention to the cultural norms of the company. She added “In order for someone to fit, the person should give respect and abide the rules of the company. Show Punctuality at work in all times including beating the deadline. Third, Don’t Engage in Office Gossip. She emphasized that this is “very unprofessional” as she reminded there are many ways to talk about someone without saying anything against that person. Fourth, don’t post your work- related problems in Social Media. She asked, “Why do you need to post your work-related problems in social media when you can easily talk to your manager or colleagues and resolve the problem?” The habit of posting these problems at work would not fix anything and just tends to make matters worse. Fifth, reach out to your manager. It is important to talk to your manager in a professional as they are there for a reason. Sixth, Share the spotlight with your colleagues. It greatly helps in uplifting the spirit of your co-workers that will truly inspire them to work better and will surely create a positive working environment. Seventh, Respect Everyone. It is a must to treat everyone with respect and kindness without any exceptions. Eighth, when in doubt, ask. She recognized that it is truly intimidating sometimes to ask questions but this is essential as it will help us understand and do our job better. Ninth, own your mistakes. According to her, doing this needs a great amount of strength and in order for someone to do this, he must not simply just own it but also tell others, do something about it, learn from the mistake, and move on from it. Lastly, Understand Before You React”. Ms. Jaca also shared that having negative reactions are normal but someone should not dwell on with them as it does not get the work done and understanding should always follow. She emphasized that these are all important and applicable to show our professionalism regardless of what industry we are in. According to her, “There will be a difficult transition when you start working but what you need to understand is you need to adjust.” Towards the end of her talk, she reminded how essential it is to be professional and maintain good work ethics. “It is something that you will learn, you will make mistakes but always remember that it’s okay as long as you are learning.”, she said as she concluded her talk.

The second speaker, Mr. Venchito Tampon, CEO and co-founder of SharpRocket and author of Career Crossover and Underdog discussed the “Filipino’s Financial Behaviors”. Mr. Tampon, featured on top news sites like Forbes and Huffington post and on local radio and television shows, said that first grades can define one’s efforts but it can never define who he is. One should study, not because he is required to, but because he knows that it is the key to succeed in life. Second, he stated that failure starts with the moment of disappointment. One fails when he sees himself as a disappointment. To counteract this, one should believe in himself. Third, it is important to build a strong relationship with one’s team. Regardless of one’s position to his team, he should receive feedback and use that feedback to improve. Fourth, it is important to take risks, within reason. If a person does not take risks, he may grow at a slow rate. For instance, he started his own business at the age of twenty-one. If he did not take that risk, he may not have his first million at the age of twenty-two.

Mr Tampon identified the financial behaviors of Filipinos. He noted that most Filipinos today are spendthrift or improvident. Filipinos are food lovers; they love foods so much that they keep on buying excessive amounts of it and they choose to eat in expensive restaurants. Filipinos also love to travel locally and internationally. They spend a large sum of money to travel. They also love online shopping. LAZADA and other online shops are popular among Filipinos. They tend to purchase nonessential goods often which sometimes lead to reliance to credit. Filipinos are also fond of SALES since they think that they save money by buying sale items. These behaviors induce Filipinos to spend their funds extravagantly. To change these behaviors, Filipinos should first change their mindset. Filipinos should discern the importance of budgeting, saving and investing. He shared more advice to be successful in managing one’s finances and in life. Firstly, one should find a mentor. A mentor transfers his skills and knowledge to his mentee. Secondly, one should read nonfictional books. A book can also be a mentor since one can acquire skills and knowledge through reading. Thirdly, attending educational seminars can also expand one’s knowledge in financial management. These first three advices are ways to acquire knowledge and doing so is investing in oneself. “Investing in yourself. Nobody can take away what you’ve got in yourself,” he quoted Warren Buffett. Fourthly, be consistent. When building a habit, such as saving, one should discipline himself. Lastly, be aware of your strength each person differs in his strength, as supported by the theory of multiple intelligence. One should discover and identify his strengths in order to master it. Mastering a skill readies a person in case of opportunity to succeed. Therefore, a person, who is ready, is a person who will succeed.

The third speaker is Ms. Sha Nacino, a dean’s medalist and a graduate of Bachelor of Science in Business Economics at the University of The Philippines-Diliman. She is a prolific author, a sought after inspirational speaker, a book writing coach, an entrepreneur and a radio show host. She talked about personal finance by starting to tell her past story when she was still working in a bank where she told us she was full of debt at that time but because of her courage and determination in life she exceeded her failures. Those experiences-of-her made her grow and persevere more to achieve her dreams in life. She did mention that when you take action in life, you will achieve what you desire. She shared 5 money management tips that we can use to achieve and accomplish our goals which are first; you must define your financial goals. Second, Zero out bad debts. The third is saving. The fourth is investing and lastly, invest your financial education. These tips are the one she used to achieve what she has done in her life and what she kind of person she is right now. She ended her story by quoting some inspirational lines that “It is never too late to grow as better person; you just have to combine discipline and determination as formula to grow.”

The fourth speaker is Mr. Arman V. Cruz the President of Finance Educators Association, the official organization of Finance Professors and Practitioners in Asia. Mr. Cruz discussed the topic Finance Wisdom, according to him; the generation in the workplace is one of the aspects that will tell how literate the person is. “You should educate yourself, because it is the tool to help you achieve success- use it!” He explained that your education is the baseline that gets you into the job, but if you cannot turn theory into practical use, you will not be able to advance your career.

Mr. Cruz enumerated the three aspects to be successful in your career: initiative, communication skills and technical skills. He also said that most people don’t want to fail, they just failed to plan. Never invest on something you’re not familiar with. Always bring plan A to Z with you. Best return he added comes to those who wait for the best opportunity to show itself before making a commitment because financial wisdom should be taken from heart to brain. Mr. Cruz enlightened the students by prodding them that money is a major factor that controls what you can and can't do in life. That's why it's important to be financially wise. He ended his message with a saying “money is made to control you, don’t be so greedy and think positive”.

The last speaker is Ms. Catherine Joy Amador, the current relationship manager and assistant vice president of United Coconut Planters Bank and has 14 years’ work experience in the Banking Industry. She discussed the Finance Trust in the industry where she introduced the TOAP or the Trust Officers Association of the Philippines that has objectives of uniting professionalism and promoting Philippine trust and investment management industry. She talks on how trust works in the economy and its value for people who are engaged to it because trust is not only for royal people but for anyone. She also didn’t forget to share the financial planning that everyone must be aware of, before we plan to retire someday. In financial planning we must not forget the first thing that we should do to achieve our financial independence and is to set your goals first. Second, Assess your financial situation and Lastly, Manage your resources where budgeting will enter in this part of our planning. She also talks about the things to consider when we have an idea to invest and the risks as well of investing in our chosen security. She also even shared some ideas about the stock market and how can we benefit from it. Ms. Catherine Joy Amador ended her talk by citing a line from Abraham Lincoln that "The best way to predict your future is to create it" which best describes that before you are able to achieve your goals, you must work smarter and hard for it.

Mr. Blodymer Dalde and Dean Arnel L. Cadelinña, President and Adviser of Junior Financial and Investment Executives (JFINEX) together with other officers gave the token of appreciation and certificate of recognition to the speakers for sharing their knowledge to the participants.

Ms. Frensy Ritz Barretto, Mr. Baljinder Dhillo, Ms. Angelina Agayon and Mr. Dexter Bonsol were the Masters of Ceremony




More News from SHC...

More News
Article/News by: Angela T. Valdellon
Date Posted: November 15, 2018
 
Article/News by: Arnel L. Cadeliña, MBA, RREA
Date Posted: October 29, 2018
 
Article/News by: Princess Joy L. Buenafe, RPm
Date Posted: October 27, 2018
 
Article/News by: Ana Loraine R. Caeg
Date Posted: October 25, 2018
 
Article/News by: Diosa Rhose D. Madrid
Date Posted: October 22, 2018
 
Article/News by: Arnel L. Cadeliña, MBA,RREA
Date Posted: October 19, 2018
 
Article/News by: Shiela Saycon and Ana Loraine Caeg
Date Posted: October 16, 2018
 
Article/News by: JPIA shines in NFJPIA National Assembly
Date Posted: October 15, 2018
 
Article/News by: Harby S. Nanad
Date Posted: October 11, 2018
 
Article/News by: Harby S. Nanad
Date Posted: October 10, 2018
 
Article/News by: Zena-ann A.Garcia, (4MM) and Alyysa Nicole F. Jusi (4HR)
Date Posted: October 08, 2018
 
Article/News by: Jane Clarice Sardona (AB COMM 4)
Date Posted: October 05, 2018
 
Article/News by: Mr. Harby Nanad
Date Posted: October 03, 2018
 
Article/News by: Mr. Harby Nanad
Date Posted: October 02, 2018
 
Article/News by: Moira Coleen D.Villasenor and Kris Tina Q. Halili
Date Posted: October 01, 2018
 
Article/News by: Josefina Michaela M. San Diego
Date Posted: September 28, 2018
 
Article/News by: HAZEL EGAMINO-SAN GIL
Date Posted: September 26, 2018
 
Article/News by: Angelina T. Agayon
Date Posted: September 24, 2018
 
Article/News by: Gail Kristel N. Ong, MICB
Date Posted: September 12, 2018
 
Article/News by: Denzel Avery G. Villaflores
Date Posted: September 11, 2018
 
Article/News by: Diosa Rhose D. Madrid
Date Posted: September 10, 2018
 
Article/News by: Arnel L. Cadeliña
Date Posted: September 06, 2018
 
Article/News by: Lenny Rose L. Casas and Shiela Mae T. Saycon
Date Posted: September 04, 2018
 
Article/News by: Ms. Angelina Agayon
Date Posted: September 03, 2018
 
Article/News by: Ms. Angelina Agayon
Date Posted: September 03, 2018
 
Article/News by: Christopher D. Valdeavilla
Date Posted: August 10, 2018
 
Article/News by: Diosa Rhose D. Madrid
Date Posted: August 09, 2018
 
Article/News by: Freshies and Seniors Unite in Acquaintance Party
Date Posted: August 09, 2018
 
Article/News by: Denzel Villaflores, Monica Paola Noscal, Mark Rosales & Rosecarlisle Imperial
Date Posted: August 08, 2018
 
Article/News by: Ana Loraine R. Caeg
Date Posted: August 08, 2018
 
Article/News by: Denzel Avery G. Villaflores
Date Posted: August 07, 2018
 
Article/News by: Angelina T. Agayon
Date Posted: August 02, 2018
 
Article/News by: Aurelia L. Mirambil
Date Posted: August 01, 2018
 
Article/News by: Patricia Isabela E. Reinde
Date Posted: July 26, 2018
 
Article/News by: Donna Tan
Date Posted: July 23, 2018
 
Article/News by: Stefany Ann Margaret R. Maligat
Date Posted: July 20, 2018
 
Article/News by: Denzel Avery G. Villaflores, Aaron Cameron Paez, Eloisa Arambulo, Jedfrey Napeñas & Aizza Marie Briones
Date Posted: June 13, 2018
 
Article/News by: Prudenz Yleizer G. Lorredo I
Date Posted: May 29, 2018
 
Article/News by: Lanilyn B. Diala and Danaver G. Atienza
Date Posted: May 17, 2018
 
Article/News by: Kristine Mae Basilio and Dean Arnel Cadeliña
Date Posted: May 10, 2018
 
Article/News by: Denzel Avery G. Villaflores
Date Posted: May 8, 2018
 
Article/News by: Angelina T. Agayon
Date Posted: May 2, 2018
 
Article/News by: Angela Faye M. Baldovino
Date Posted: April 20, 2018
 
Article/News by: Darah Maia T. Mangabat
Date Posted: April 12, 2018
 
Article/News by: Rupinder Kaur Barar
Date Posted: April 02, 2018
 
Article/News by: Angelina T. Agayon, Denzel Avery Villaflores, Monica Paola Noscal, Rea Landoy, and Kimberly Talisic
Date Posted: March 8, 2018
 
Article/News by: Ms. Angelina Agayon
Date Posted: February 13, 2018
 
Article/News by: Ronualdo L. Revilla
Date Posted: February 10, 2018
 
Article/News by: Lucia Yllaine P. Ramirez, Grade XI-ABM 3
Date Posted: January 26, 2018
 
Article/News by: Angelina Agayon
Date Posted: January 22, 2018
 
Article/News by: Mark Rosales, Prudenz Lorredo, Zhen Herrera, Eloisa Arambulo, Kristine Mae Basilio and Angelina Agayon
Date Posted: January 20, 2018
 
Article/News by: Lemuel Harvey C. Reynoso
Date Posted: January 18, 2018
 
Article/News by: Jezza Manuelle B. Zoleta & Alvin G. Borromeo Jr.
Date Posted: January 17, 2018
 
Article/News by: Babe Aubrey B. Gabule, MICB
Date Posted: January 17, 2018
 
Article/News by: Rupinder Kaur Barar
Date Posted: January 16, 2018
 


SACRED HEART COLLEGE
1 Merchan Street, Lucena City, PHILIPPINES
Tel. #: (042)710-2505, 7103888, Fax #: (042)373-424
E-mail Address: shc@shc.edu.ph
© All Rights Reserved